Startup Funding
小规模业务可以由一个人或一群人使用其个人财富来源。但是,随着业务的增长并需要扩大,将需要更多的资金,这通常超出了原始资本贡献者的资金能力。大规模公司(例如股票问题)可用的许多投资选择,小规模的创业公司无法获得私人安置。因此,启动业务可以考虑以下替代资金选项。
How Startup Funding Works
Funding from Family, Friends and Other Acquaintances
这是为创业业务获得融资的最方便方式。由于法律干预措施和文件很少,因此在获得融资方面,这是一个不那么复杂且耗时的过程。但是,在此方法中可以获得的资金量可能受到限制。
商业贷款
A贷款from a bank or a financial institution can be obtained by presenting the business proposal and a loan can be secured against a collateral. Acollateral是贷方保留的财产或其他重要资产,直到还清贷款为止,以便在未偿还贷款的情况下收回丢失的诉讼程序。
Venture Capitalists
风险投资是单独的一种形式吗e equity and venture capitalists are companies that have a pool of private investors that fund small startup businesses. Venture capital is also called ‘risk capital’ due to its inherent risk. They are interested in recovering their finance with a maximum return and take active participation in business’s decision making.
Business Angels
Angel investors or business angels are a group of investors that invest inentrepreneurs和小规模的创业公司。这些投资者通常是高净值个人,他们不仅拥有资金,而且还可以帮助企业家和初创企业的决策。这些investorsare typically former employees who have held senior management positions in reputable organizations or successful entrepreneurs.
It is very important to have a lucrative business plan if approaching both venture capitalists and business angels. Since both these options require injecting a significant amount of capital into the startup and is highly risky, they will only invest in businesses that have potential to make greater returns in the future. They also require much higher returns compared to other financing methods due to their inherent risk. Once the business is established both venture capitalists and business angels will seek exit strategies.
Crowdfunding
This is another form of alternative finance for small startup businesses and this raises small amounts of funds from a large number of investors. Crowdfunding is often effective through social media sites which operate as platforms that bring investors and small business owners together. Crowdfunding has the potential to increase entrepreneurship by expanding the pool of investors from whom funds can be accessed easily since this is a relatively less risky form of obtaining finance. This is also a relatively convenient way of obtaining finance since internet sources such as social media are widely used in the current business environment.
为了从上述选择最合适的融资选项,应考虑以下内容。
- Maintaining the control of the business
- 基金提供商将在业务中参与决策的程度
- Rate of return expected by fund providers
- 合法的implications
At the very beginning of the startup business, some of the above financing options may not available since business angels and venture capitalists may not be willing to invest in a just a ‘business idea.’ Instead, they will prefer to invest in an already initiated business. Thus, different types of financing options can be considered in a staged approach i.e. at first. The business idea can be financed by personal or family funds and then gradually the assistance of a business angel or a venture capital firm may be considered in order to achieve a stepped growth at a rapid pace.
公开
While the above financing options are ideal for early stages of a business, the further it expands these funding options may not be sufficient. Once the business evolves into such a stage, an option to gain access to finance from external investors can be considered. The business can be listed on a stock exchange and shares can be issued to the general public. This offering is named as Initial Public Offering (IPO). The requirements to disclose information and corporate governance is much elaborative once the business is listed on a stock exchange.
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