贝宝个人与总理和业务帐户之间的差异

PayPal Personal vs Premier vs Business Verified Accounts | Fees and Limits

PayPal Personal and Paypal Premier and Paypal Business are different types of Paypal accounts. PayPal is a safe and secure method of online payments. It is actually e-commerce business (financial transaction broker) that allows people to send and receive money through internet. Nearly a hundred million people make use of this facility worldwide. Anyone who has a valid e-mail can be sent money through PayPal. Today, it is such a roaring success that a vast majority of online purchases through sites such as Amazon and e-bay are done through PayPal.

In a sense, PayPal works like a middleman holder of money. When you make an online purchase, money from your PayPal is deducted and held by the company for some time before it is deposited in the account of the company from which you bought something. Because of its safe and secure policies, PayPal has earned the trust of both buyers and sellers. Anyone can open an account with PayPal if he has a valid email address and has a bank account.

PayPal provides different types of accounts to people that suit the requirements of various users. These accounts are

Personal

顾名思义，这适用于在线购物。就像一个储蓄帐户一样，您可以用它在世界任何地方进行付款。交易费用更高，此帐户不适合频繁付款。

Premier

对于那些希望在线收到付款的人，总理帐户适合，因为收到的款项扣除了较少的费用。这也方便地用于进行在线购买。

Business

This type of account is suited to those who have a company with a number of employees. This account makes it possible for your employees to get to your account. Also users holding this type of account can expect their grievances to be heard on a priority basis.

Thefee structure for the three accounts如下。

While there is no transaction fee for paying online through all these types of accounts, if you are receiving payments, the fee varies from 1.9% to 2.9% +$0.30 USD per transaction. For personal transfers from a debit card or credit card to a PayPal account, the fee is 2.9% +$0.30 USD. No fee is levied if money is transferred from a PayPal account to bank.

If you are a casual online buyer, or in general expect to receive only up to $500 per month in your PayPal account, it is better to stick to PayPal personal account. Premier and Business accounts are better when this limit exceeds $500. Account type is no longer used by PayPal to decide fees charged. Rather it is payment type (purchase or personal) that decides how much fee will be levied. For purchases, recipient of money always has to pay fees. Also, you have to pay fee when you use the ‘request money’ feature of PayPal. In the case of personal payments, fee, if any is charged depending upon payment method and also on the location of the sender and the recipient.

If you have a high transaction volume and also accept credit card payments, premier account is better for you.

概括 • Personal account differs from premier and business accounts as these accounts make available more merchant tools •溢价账户持有人可以设置订阅links whereas this is not possible in personal account •通过企业帐户可以向众多人付款 • Business account also allows for multiple logins