增长与价值资金
根据财务目标和目标,个人可以投资多种不同类型的共同基金。增长基金和价值基金是两个这样的共同基金。尽管一些投资者可能会对较低风险基金的稳定投资的常规收入感兴趣,但其他投资者可能会对获得更高的风险水平来获得高增长和资本增值感兴趣。增长基金和价值基金旨在为投资者提供更高的财务回报,以弥补所带来的风险。但是,就其投资的股票类型和财务目标而言,增长和价值基金之间存在许多差异。本文清楚地概述了每种类型的共同基金,并解释了增长和价值基金之间的相似性和差异。
什么是增长基金?
增长资金投资于股票,债券和证券,这些股票,债券和证券在产生的收入,现金流量和资本增值的潜力方面具有比平均增长潜力更快的投资。增长资金将投资于以增长为导向的公司,主要投资于扩张计划,收购,研发,并不断再投资利润,而不是使用这些资金向股东支付股息。因此,大多数增长基金不会在股息或利息支付方面向投资者提供收入,并将其重新投资回他们的业务。众所周知,增长基金会随着公司的发展而承担较高的风险,并且对市场状况更敏感。但是,增长基金具有更大的收益潜力,因为成长中的公司具有更多的投资,扩张和发展的潜力和机会。通过增长和资本赞赏,带来较高的风险将获得高回报和经济利益,这可能是非常重要的。增长基金的投资者需要具有更高的风险承受能力和愿意在较长时间内保留其投资的意愿,以使短期内的价值波动降低。
什么是价值基金?
价值资金投资于市场价格低于股票实际价值的股票和证券。据说这种股票被“被低估”,因为它们的真实价值并未准确地反映在市场价格中。这种被低估的股票的市场价值将低于其内在价值。股票的内在价值定义为股票未来现金流量的现值。股票被低估的原因有很多。其中包括经济不景气,在特定公司或行业中经历的困扰,外部影响,例如政治不稳定,自然灾害等。价值资金通常由来自成熟公司的股票组成,这些公司专注于安全而不是增长,因此,较低风险。
增长基金和价值基金有什么区别?
Growth funds and value funds are two types of mutual funds that pool money from a number of investors and invest in a range of financial securities. The main similarity between growth funds and value funds is that the aim of both funds is to offer financial benefits to its investors, in proportion to the risk and cost borne by them.
The main difference between growth funds and value funds lies in the financial goals of each fund. While growth funds aim to achieve high levels of growth and capital appreciation, value funds aim at safety and stability by investing in firms that are mature and have the potential to achieve higher value. As such growth funds are riskier as they invest in volatile stocks. Value funds, on the other hand, are less risky as they invest in stocks that have a high intrinsic value, which is currently not reflected in the market price, but have a high possibility of gaining value in the future.
概括:
增长基金vs Value Fund
• There are a number of different types of mutual funds in which individuals can invest in, depending on their requirements in terms of financial goals and objectives. Growth funds and value funds are two such mutual funds.
•增长基金投资于股票,债券和证券,这些股票,债券和证券在产生的收入,现金流量和资本增值的潜力方面具有比平均增长潜力更快的投资。
•增长基金将投资于以增长为导向的公司,主要投资于扩张计划,收购,研发,以及不断再投资利润,而不是使用这些资金向股东支付股息。
•价值资金投资于具有低于股票实际价值的市场价格的股票和证券。这些股票并据说被“被低估”,因为它们的真实价值并未准确地反映在市场价格中。
• Value funds often consist of stocks from mature firms that focus on safety rather than growth and, therefore, are of lower risk.
•此外,价值基金投资于具有高内在价值的股票,目前尚未反映出市场价格,但可能会在未来获得价值。
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