资产管理与投资银行业务
即使投资银行都提供这两种服务，但资产管理和投资银行业务之间存在很大差异，因为它们彼此不同。资产管理和投资银行业务都是银行提供的服务目的assets和investments，日益增长的财富，筹集资金，财务计划等companies鉴于这些人拥有具有高净资产的大型投资组合，或者是实体，资产管理服务也提供给个人。以下文章仔细研究了资产管理和投资银行业务，并解释了资产管理和投资银行业务之间的相似性和差异。
什么是资产管理？
Asset management refers to the management of assets such as股票,bonds，代表高净值个人或更大的房地产公司. Asset management is aimed at finding the best most profitable assets to invest in, and growing income and wealth from the investments made in assets. An asset is evaluated for its risk, potential for high returns, financial health, etc. before an investment is made. Asset managers evaluate the risk of the asset, analyze all available data and information and then create a profitable investment strategy that meets the investor’s investment goals. As a result of the very high cost involved in asset management services, such services are usually purchased only by large entities or individuals with large high-value portfolios and investments. However, due to the volatility of the financial markets, an asset manager cannot guarantee a positive return all the time.
What is Investment Banking?
Investment banking focuses on assisting firms acquire capital and increase the value of their investments. Investment bankers also offer advisory and consulting services to clients and are sought after for their expertise and experience in managing investment portfolios. Investment banking also includes mergers and acquisitions advisory services, arrange initial public offerings to raise capital, underwriting of debt and equity, trading of stocks and bonds on behalf of investors, etc. Investment banks are distinct to commercial banks that offer retail banking services such as making loans, taking deposits, savings accounts, cheque services, etc. and are more focused on offering services to corporations and larger entities. Investment banking services are sought after customers such as corporation, governments, pension funds, hedge funds, mutual funds, finance companies, etc.
What is the difference between Asset Management and Investment Banking?
Asset management is mostly related to the management of various assets and investments as well as growing income, choosing the right assets to invest in and strive to meet investor’s goals. Investment banking, on the other hand, is more focused on assisting corporations with advisory services, mergers and acquisitions, raising capital through equity or debt offering, etc. The best way to explain the difference between asset management and investment banking is with an example. Let’s say company ABC wants to purchase company XYZ for $100 million. Company ABC will then approach their investment banker and ask them how these funds can be raised for the purchase. The investment bank will conduct research and come up with a plan to raise the funds through issuing debt. This is the sell side of the investment bank offering investment banking services. On the other hand, investment banks will be approached by individuals and larger entities looking to invest their funds in various assets. Then the asset managers can invest a portion of those funds in the debt issue. This is the buying side of the investment bank offering asset management services.
Summary:
资产管理与投资银行业务
• Asset management and investment banking are both services offered by banks for the purpose of managing assets and investments, growing wealth, raising capital, financial planning, etc.
• Asset management refers to the management of assets such as stocks, bonds, real estate on behalf of high net worth individuals or larger corporations.
•资产管理旨在寻找最佳的投资最有利可图的资产，以及对资产投资的收入和财富的增长。
•投资银行业务包括合并和收购咨询服务，安排首次公开产品以筹集资本，承销债务和权益，代表投资者的股票和债券交易和债券。
• While investment banking services are focused on large companies or entities, asset management services are also offered to individuals, given that these individuals possess large investment portfolios with a high net worth, etc.
进一步阅读：
- Difference Between Asset Management and Wealth Management
- Difference Between Banking and Investment Banking
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