商品资金与法定资金
商品货币和法定货币都可以用于支付商品和服务的支付,即使几年前在一个称为易货系统的系统中使用了商品资金(使用商品而不是货币交易)。Since commodity money derives its value from what it is made out of, it is quite different to the type of currency that we use today which has no intrinsic value except for what is printed on its face. The following article will provide you with a comprehensive explanation of each form of currency with examples and clearly outlines how they are different from each other.
What is Commodity Money?
商品货币的类型截然不同currency that we use currently. Commodity money refers to currency that has been created out of a metal or substance that is of value, and therefore carries a value from what it is made out of, as opposed to other forms of currency that have a value printed on its face.
例如,黄金硬币比仅仅1美元的钞票更有价值,因为黄金本身作为商品具有更高的价值,而不是1美元的价值,因为它的脸上打印出来的价值(而不是)因为印刷上的纸是值得的)。
商品资金使用的风险很大,因为它可能面临意外的升值或折旧。例如,国家A的货币是由珍贵金属银制成的,对世界市场的需求下降,然后货币A的货币将经历意外的折旧。
什么是菲亚特钱?
菲亚特钱是我们今天使用的那种钱,不是由任何宝贵物质制成的,也不具有自己的价值。这些形式的货币已经通过政府招标,没有任何价值(内在价值)。菲亚特钱也不是任何形式的储备金(例如黄金)的支持,并且由于它不是由任何有价值的物质制成的,因此这种货币的价值是由政府和国家人民所置于的信仰。。由于它被打印为法定货币,因此被广泛接受。
法定资金可用于使用其使用的国家或地区内的任何付款。菲亚特钱也非常灵活,可用于支付各种大小的数量。
商品资金和法定资金
菲亚特货币和商品资金都可以用来付款,但是在两者中,菲亚特钱在现代经济中更受欢迎,并且广泛使用。法定资金比商品资金更灵活,因为它可以用于支付任何金额,包括最小的金额。商品资金中不存在这种灵活性,因为即使是少量的金属(例如黄金或白银)的价值也很高,因此不能轻易用于支付较小的金额。
商品货币也可能是易腐烂的物品,例如农场动物或农作物,在这种情况下,由于天气,土壤状况和其他因素,它们的价值可能会改变。Furthermore, the government has more control over fiat money as opposed to commodity money because, if commodity money is in terms of grams of wheat, the country’s farmers would create more of this commodity as they want, creating a very large supply which cannot be controlled. Since fiat money can only be printed by the central bank, there is much more regulation and control.
概括:
商品资金和法定资金有什么区别?
- 商品货币和法定货币都可以用于支付商品和服务的支付,即使几年前在一个称为易货系统的系统中使用了商品资金(使用商品而不是货币交易)。
- Commodity money refers to currency that has been created out of a metal or substance that is of value, and therefore carries a value from what it is made out of.
- 菲亚特钱是我们今天使用的那种钱,不是由任何宝贵物质制成的,也不具有自己的价值。
- Both fiat money and commodity money can be used to make payments, but of the two fiat money is much more popular and widely used in the modern economy.
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